Business Insurance for the Freedom to Prosper

Get the peace of mind that your business assets will be protected through comprehensive business insurance from RIG. Through this confidence that your exposure will be minimized, you’ll have the ability to continue to build your business and manage its day-to-day operations, giving you the freedom to prosper.

Before developing a business insurance program for your business, an RIG team of risk advisors will get to know you and your business to find out where your risks lie. Then you will get a full explanation of the coverage we recommend and its associated premiums to ensure you are confident you’re getting the coverage you need.

The business insurance coverage lines you have access to from RIG are designed to minimize even the most challenging business risk. These coverages include, but are not limited to:

• Bonds/Surety – Choosing the right bond to protect your business can be a difficult task. Our professional and knowledgeable bond specialists will help you find the solution that meets your goals.
• Cargo – Protect your goods from loss, damage, or theft while they are stored or in transit.​
• Commercial Auto Insurance – Make sure your drivers, vehicles, and products are insured in the event of property or vehicle damage, bodily injury, legal action, and more.
• Crime – Cover a variety of damages from acts such as burglary, computer fraud, employee dishonesty, forgery, and theft.
• Cyber Security Liability – Protect your business from damages and costs related to data breaches, multimedia liability, extortion, and network security, among other risks, which can become significant financial burdens.
• D&O Liability – Protect individuals from personal losses if they are sued as the result of serving as the director or officer of a business or organization.
• E&O (Errors and Omissions) Insurance – Protect your professional business and your employees against claims of inadequate work or negligent actions.
• Employment Practices Liability – For employers, protect against claims made by employees in areas such as discrimination, wrongful termination, and harassment.
• Environmental Protection – Cover losses or damages caused by the sudden release of pollutants not covered in your general liability and property insurance policies.
• General Liability – Prevent major financial losses if your business is sued or held legally responsible for bodily injury or damage.
• Property – Protect your building and its contents from a minor accident to a major loss.
• Transportation – Protect your commercial fleet including vehicles that carry both cargo and passengers.
• Umbrella & Excess Liability – Get the peace of mind with additional coverage in case a lawsuit or major accident on or off the premises of your business exceeds the coverage of your existing policies.
• Workers’ Comp – Take care of your employees to cover their medical expenses or treatment and the replacement of lost wages in case of an accident.