Insurance for Educational Institutions to Safeguard Schools and Universities

Insurance for educational institutions is designed to address the specific risks encountered by schools and other learning organizations. Whether you operate a K-12 school, a college campus, or a vocational training center, policies and risk management solutions can be customized to protect your property, liability, and other unique needs.

School Insurance Solutions Protect Your Assets

School insurance solutions from RIG include property insurance to safeguard your buildings, equipment, and other assets against risks such as fire, theft, and natural disasters. Liability coverage protects your school from claims of bodily injury or property damage arising from accidents or incidents that occur on campus.

Other options for school insurance include:

Student Accident Insurance

The safety and well-being of students are top priorities for educational institutions, but accidents can happen. Student accident insurance coverage from RIG provides financial protection for students in the event of accidents or injuries that occur on campus or during school-sponsored activities. With student accident insurance, you can provide peace of mind for students and their families while protecting your institution from potential liabilities.

D&O Insurance for Educational Organizations

Directors, officers, and board members of educational organizations often face personal liability for decisions made on behalf of the institution. D&O insurance (directors and officers) can provide financial protection for board members against claims of negligence, mismanagement, or breach of fiduciary duty. With D&O insurance from RIG, your leadership team can make decisions confidently knowing that they are protected against potential liabilities.

Cyber Insurance

In today’s digital age, educational institutions are increasingly vulnerable to cyber threats such as data breaches and cyberattacks. Cyber insurance coverage helps schools and colleges mitigate the financial impact of cyber incidents. Policies can provide coverage for expenses such as forensic investigations, legal fees, and notification costs, as well as liability protection for damages and regulatory fines.

Teacher Liability Insurance

Teachers and staff play a vital role in the success of educational institutions, but they also face risks and liabilities in their roles. Professional liability insurance can provide financial protection for educators and staff against claims of professional negligence or misconduct. With teacher liability insurance from RIG, teachers can focus on their important work with students without worrying about potential legal risks.

Special Events Insurance

Special events such as field trips, sports tournaments, and graduation ceremonies are an important part of the educational experience, but they also come with risks. Special events insurance coverage can provide financial protection for your institution in the event of accidents, injuries, or other incidents that occur during special events. With special events insurance from RIG, you can ensure that your students, staff, and parents can participate in these activities safely and confidently.

Talk to a RIG Risk Advisor Today